Payment Processing Built For Self-Storage Facilities

There's no single number. Your cost depends on your card mix, how charges come in (recurring rent vs. a move-in deposit), and your monthly volume across units. With Interchange-Plus pricing, everything is disclosed in writing before you sign.

Interchange is the wholesale cost that Visa, Mastercard, and the other networks charge on every transaction, set by the card brands, not by Argent. Interchange-Plus pricing keeps that cost separate from Argent's own markup.

Often, yes. Send us a recent statement and we'll calculate your effective rate and compare it against the actual interchange schedule for your card mix.

No. Argent is month-to-month, with no long-term contract and no early termination fee. If you're locked into a facility-management platform's payment processing contract, that's worth checking before you assume switching isn't possible.

Common ones include PCI non-compliance fees, monthly minimum fees, batch fees, and annual PCI assessment fees. Argent reviews statements line by line so you know what's negotiable.

Argent supports a large variety of facility-management platforms. Processing and your management software are two separate decisions — your unit tracking, gate access, and tenant communication don't have to change just because your payment processor does.

In many cases, yes — the goal is for a tenant who falls behind on rent to be flagged for gate-access restriction automatically rather than through manual staff follow-up. Compatibility depends on your specific gate-access provider, which we'll confirm before you commit to anything.

Yes, for the terminals and office hardware your payments run through, leasing is available through Argent's equipment partner.

Argent coordinates a replacement or repair through its equipment partner so you're not stuck without a way to collect rent or take a move-in payment.

The goal is zero disruption to rent collection. Most facilities keep their existing management platform and either reprogram current equipment or swap in a compatible reader, with cutover scheduled to avoid interrupting a billing cycle.

Yes — a securely stored card on file lets monthly rent run automatically instead of your office manually re-collecting payment information every cycle.

Without an account updater, an expired or reissued card simply fails at the next billing date, which means a missed rent payment and a manual follow-up. An automatic card updater can refresh many of those cards before they fail.

Yes — late fees can be configured to apply automatically on a failed or missed payment, consistent with your facility's posted policy.

Yes — Argent handles online tenant portal payments and in-office card-present payments under one account, so both report together.

Yes — multi-facility operators get consolidated reporting across every location under one merchant relationship.

Argent's setup doesn't penalize volume swings the way a monthly-minimum fee structure can, and your account is built around your actual occupancy pattern.

Most facilities are live within about a week of the first call, though the exact timeline depends on your current equipment, management platform, and underwriting.

Your funding timeline is set to match your business and volume, and disclosed upfront before you sign.

A chargeback happens when a cardholder disputes a transaction directly with their bank rather than with you. Every Argent transaction is screened with AVS, CVV matching, and tokenization before settlement.

PCI DSS is the security standard every business that accepts cards has to follow. Every Argent setup is PCI DSS compliant, with encryption and fraud monitoring built into the processing.

None. The rate review call is a statement comparison and a conversation, not a sales pitch.

You can still get a statement review and rate comparison now, even if you're not ready to switch immediately — that way you know exactly what a change would save once your current agreement allows it.